Welcome:  On the one hand, EZFI, Inc. is a boutique, commercial mortgage banking firm providing high-end capital and financial services to sophisticated real estate owners and developers nationwide and internationally.  On the other hand, EZFI, Inc. is a boutique, investment banking firm advising, coordinating, and guiding mid-market Mergers & Acquisitions (M&A) transactions across multiple industries on both domestic and international assignments.

Our firm, in its commercial mortgage banking and brokerage capacity, focuses on providing financing for transactions ranging from $5 Million to $5 Billion.  We have developed a reputation for successfully closing complex and extraordinary transactions during both favorable and challenging market conditions.

In addition to permanent debt financing, we structure transactions using bridge loans, high-leverage mezzanine debt, construction loans and straight equity.  Since we are not limited by our affiliation with any one capital source, we are able to present the requested financing to a broad spectrum of capital sources and secure the best transactional specific terms and pricing the market can offer.  We save our clients time and money by creating a competitive environment forcing the market to compete for the proposed financing, and we have the experience and the insight to collaboratively determine the best options.  Ultimately, clients reap all the financial benefits of a highly professional and effectively managed transaction.

Our services include, but are not limited to: transaction evaluation, loan origination, deal structuring, document processing, financing request underwriting, electronic document management and storage, sophisticated package organization and preparation, term sheet negotiation, loan placement submission, further coordinated underwriting, third party report coordination, loan commitment negotiation, loan document review, and coordination of loan document signing, funding, recording and closing.

Many banks are constrained by loan products and underwriting guidelines that quite often don’t fit our client’s sophisticated and unique requirements.  Bank loan officers are incentivized to maximize profits while pushing as much of the risk as possible onto the borrower and banks also force borrowers through a variety of hoops and typically provide very limited assistance managing transaction workflow.

Private Banking Experience:  The EZFI difference is best described by our private banking approach to supporting client objectives.  Our professional relationships with our secure and well-funded domestic and foreign based private and institutional capital sources have proven invaluable to our success.  We couple these relationships and market place knowledge with our highly disciplined transactional processing.  By exclusively representing clients, by limiting the number of clients we agree to represent at any given time, and by managing the formation of all tiers of capital structured and tailored to each transaction, our clients benefit by receiving dedicated, focused, integrated and seamless financing with terms that are often superior to conventional approaches.  This saves borrowers time, money and reduces transactional risk.  Thus, we are able to provide a commercial banking experience that is substantially unique in today's capital markets.  In many cases, where our competition is unable or simply fails to deliver, EZFI delivers refined, effective, capital solutions.

When real estate owners select EZFI, Inc. for their financing needs, they know they are engaging principals who possess the knowledge, the credibility, and the long-term, sophisticated relationships with well-funded lenders and private decision makers thusly ensuring that their “deal gets done.”  Experienced deal makers clearly recognize that employing our firm, with its extraordinary attributes, provides them with a tangible and definitive advantage.

Make EZFI, Inc. a part of your diligent, commercial finance team.  Submit your loan request by clicking on the appropriate “Apply For” loan button to receive a timely and highly insightful response.  We look forward to hearing from you!